Disclaimer

Updated 11 Nov 2026

Everything on this site is for information and education only. Nothing here is financial, investment, tax or legal advice, or a recommendation to buy, sell or hold any security. I'm a software engineer, not a registered investment adviser or research analyst in the US, India or anywhere else.

Back-tested results

Most figures here are back-tests: fixed rules applied to past prices, with an allowance for trading costs. They are hypothetical. Nobody earned them, and they benefit from hindsight: the rules were made knowing roughly how markets went. Strategy C's stocks and Strategy D's assets were chosen in 2026, knowing how they had done, so their back-tested years flatter them.

Live results

Each strategy is tracked live from its live date. Live records here are short, and a short record says little. Past results, back-tested or live, do not guarantee future returns. You can lose money, including all of it.

The data

The public figures stop at a month end at least a month back, so they are one to two months old. Prices come from public sources and can contain errors. The simulator shows what a mix would have done under these rules; it leaves out taxes and your own costs, and it isn't what you would have earned.

Research done with AI

The research is done with the help of AI tools. Results are checked, but mistakes are possible. If you find one, please tell me through the contact form.

Positions

I may hold positions in securities mentioned on this site.

Do your own research, and consider talking to a licensed adviser before you invest.